Your dependent child's coverage under your FEHB enrollment terminates when your child reaches age 26, unless he or she is incapable of self-support.

Your child may elect to continue health insurance under the FEHB program for up to 36 months and will be required to pay both the employee and Government shares of the premiums, plus a 2 percent charge for administrative expenses.

1. You should contact the Benefits Line for counseling.
2. The Civilian Benefits Center will send the child a notice of eligibility to elect Temporary Continuation of Coverage (TCC).
3. The child must:
   • Complete and sign an SF 2809 Employee Health Benefits Registration Form. Write "TCC" at the top of the form.
   • Attach a note to the SF 2809 with the name and last 4 digits of the social security number of the employee under whose enrollment the child was previously covered.
   • Mail the original SF 2809 (no copies are necessary) to the Civilian Benefits Center within 60 days of the date the child turns age 26 (or date of the Civilian Benefit Center eligibility notice). Do not send a premium payment with the registration form.
4. The Civilian Benefits Center will forward the SF 2809 to the National Finance Center.
5. The National Finance Center will contact the child regarding the payment of premiums.
6. The child will mail the premiums to the National Finance Center.

• Office of Personnel Management (OPM) Insurance Web Site
• OPM FEHB Handbook
• OPM Frequently Asked Questions
• OPM RI 79-027 Temporary Continuation of Coverage Under FEHB