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If you are enrolled in FEGLI at the time of your separation, your life insurance will terminate on the last day at the end of the day on which you separate from Federal service. Your enrollment will continue temporarily (except accidental death and dismemberment) for 31 days from the effective date of your separation at no cost to you. Exceptions:

  • If you transfer to a FEGLI eligible position in another agency with no break in service, your insurance continues.
  • If you separate for retirement, you may be eligible to continue your coverage.
  • If you separate from service to enter the military, you are considered to be in a nonpay status for FEGLI purposes. As long as you have reemployment rights under the Uniformed Services Employment and Reemployment Rights Act of 1994 (USERRA), you can keep your FEGLI coverage for up to 24 months in nonpay status, or until 90 days after your military service ends, whichever date comes first. Please contact the Benefits Line
  • if you separate to enter the military.

You may elect to convert to an individual life insurance policy. No evidence of insurability is required. There is no Government contribution to the cost of the insurance – you pay the full cost of the life insurance.


  1. When you separate you will receive an SF 2819, Notice of Conversion Privilege and an SF 2821, Agency Certification of Life Insurance Status terminating your enrollment.
  2. To apply for conversion to an individual policy:

    1. Complete Part C - Eligibility Statement on the back of the SF 2819.
    2. Attach the SF 2821 to the SF 2819 and mail the forms to the Office of Federal Employees’ Group Life Insurance (OFEGLI) within 31 days of the date on the SF 2819 to:

      Office of Federal Employees' Group Life Insurance
      P.O. Box 8149
      Long Island City, NY 11101-8149

      For overnight deliveries only (such as express mail):

      Office of Federal Employees' Group Life Insurance
      FEGLI Conversion Team
      5th Floor, 27-01
      Queens Plaza North, Queens, NY 11101
    3. OFEGLI will mail you detailed information about how to apply for conversion together with a list of OPM approved insurance companies that have agreed to issue such policies under the provisions of the FEGLI contract.
    4. A medical examination is not required in order to qualify for insurance acceptance. You may be asked a few questions about your health to see if you qualify for a lower premium. You do not have to answer these questions, but if you do not, you may be paying a higher premium than necessary.
    5. The effective date of the individual policy will be the 31st day of the temporary coverage period.


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