You may cancel some or all of your life insurance coverage at any time, unless you have assigned your insurance. When you cancel basic insurance, you automatically cancel all optional insurance. Canceling optional insurance has no effect on basic insurance.

If you cancel your basic, Option A - Standard or Option B - Additional insurance, you must wait 1 full year from the date of cancellation before you can apply to reenroll. The reenrollment process requires that you have a medical exam, at your expense, and the Office of Federal Employees' Group Life Insurance will approve or disapprove your request.

If you cancel your Option C - Family insurance you can reelect only if you have a qualifying life event.

If you are considering cancelling your insurance, remember that to continue life insurance into retirement you must be insured for the 5 years of service immediately before the date your retirement annuity starts, or for the full periods of service during which you were eligible to be insured if less than 5 years.

1. If you want to cancel your Basic and/or Optional life insurance you must make your election in the Employee Benefits Information System (EBIS) or by contacting the Benefits Line.
2. You will review the bi-weekly Leave and Earnings Statement you receive from your payroll office to ensure life insurance deductions have stopped. Refer to the Effective Date Chart to determine when your cancellation should be reflected in your pay check and avoid costly errors for which you could be indebted.

• OPM Insurance Web Site
• OPM FEGLI Handbook