If you are enrolled in life insurance and are called to active military duty, you can continue your life insurance coverage for up to 12 months at no cost. At the end of 12 months in nonpay status, the free coverage terminates. Your enrollment will continue temporarily for 31 days at no cost to you and you have the option to convert to a private policy.

However, at the end of the initial 12 months, you may continue your life insurance coverage for an additional 12 months if you pay both the employee and agency share of the premiums for the Basic coverage and the entire cost (there is no agency share) for any Optional insurance you may have. At the end of 24 months in nonpay status, your coverage terminates. Your enrollment will continue temporarily for 31 days at no cost to you and you have the option to convert to a private policy.

1. As soon as you know you will be entering active military duty, contact the Benefits Line for counseling.
2. You will receive information about the continuation of your life insurance and a form to elect whether you want to continue your coverage after the initial 12 month period.
3. Review the information and make your election before the end of the initial 12 months. If you do not make an election your coverage will terminate at the end of 12 months in a nonpay status.
4. If you elect to continue your life insurance for an additional 12 months and pay the full premiums, the Civilian Benefits Center will send you information about the bi-weekly cost and remittance procedures.

1. When your insurance terminates (at the end of 12 or 24 months in a nonpay status) you will receive an SF 2819, Notice of Conversion Privilege and an SF 2821, Agency Certification of Life Insurance Status terminating your enrollment. To apply for conversion to an individual policy:
   • Complete Part C – Eligibility Statement.
   • Attach the SF 2821 to the SF 2819 and mail the forms to the Office of Federal Employees’ Group Life Insurance (OFEGLI) within 31 days from the date coverage terminated (or the date you receive the SF 2819, which ever is later) to:

     Office of Federal Employees' Group Life Insurance
     P.O. Box 1866
     Long Island City, NY 11101-9885

2. OFEGLI will mail you detailed information about how to apply for conversion, as well as, a list of eligible insurance companies that offer conversion policies.
3. Your conversion policy is effective at the end of your 31-day extension of ceverage. If this is retroactive, you must pay premiums back to that date.

• OPM Insurance Web Site
• OPM FEGLI Handbook
• FEGLI and Military Duty FAQs