If your family member is eligible for coverage under your Federal Employees Health Benefits (FEHB) enrollment, the family member is also eligible for coverage under FEDVIP. Family members eligible for coverage are your spouse (including a valid common law marriage) and unmarried dependent children younger than age 22. Dependent children include a child born within marriage, an adopted child, a stepchild or foster child who lives with you in a regular parent-child relationship, or a recognized natural child. An unmarried dependent child age 22 or older who is incapable of self-support because of a mental or physical disability that existed before age 22 is also an eligible family member.
You cannot include a former spouse as a family member under your dental and/or vision enrollment once you are divorced, even if the divorce decree specifies that you provide coverage for your former spouse.
To include a foster child as a family member you must certify that:
- The child is unmarried and younger than age 22 (if the child is older than age 22, he or she must be incapable of self-support);
- The child lives with you;
- The parent-child relationship is with you, not solely the child's biological parent;
- You are the primary source of financial support for the child; and
- You expect to raise the child to adulthood.
To continue coverage for a child older than age 22 on your dental and/or vision enrollment, you will be required to provide documentation that the child is incapable of working at a self-supporting job because of a physical or mental disability that existed before age 22 and is expected to continue for at least 1 year.