You are eligible to continue your long term care insurance into retirement. You do not have to be enrolled for any minimum length of time before retiring. Your coverage continues as long as you pay your premiums.
Premiums are the same for all purchasers of the same coverage at the same age. Premiums do not increase just because you retire. If you are paying premiums through biweekly payroll deduction, your premiums after you retire will be deducted on a monthly basis.
If you are not currently enrolled in FLTCIP, you have the option of enrolling after retirement using the full underwriting application. Applications can be submitted at any time.
Survivors of Federal employees and retirees who are receiving a survivor annuity can apply for long term care insurance.