Temporary Disability Retirement impact on SGLI, VGLI
The Impact of TDRL on SGLI & VGLI—Know the Facts
If you are a service member who has been recently placed on the Temporary Disability Retirement List (TDRL), there’s important insurance information you need to know. Your Servicemembers’ Group Life Insurance (SGLI) coverage will end 120 days after the date you were placed on the TDRL. You can get similar coverage through Veterans’ Group Life Insurance (VGLI), but you must apply within one year and 120 days from the date you were placed on the TDRL.
If you apply for VGLI within 240 days of your TDRL placement, you can get VGLI without providing proof of good health — even if you have a serious injury or medical condition. If you have a disability incurred in service that prevents you from working, you may be eligible for up to two years of life insurance at no cost through the SGLI Disability Extension Benefit. Learn more at http://goo.gl/NXnWM.
Don’t wait to see if you’re placed on the Permanent Disability Retirement List (PDRL) before you apply for VGLI or the SGLI Disability Extension — you may miss your opportunity. To apply for VGLI, visit http://goo.gl/IbT7o. To learn more about the SGLI Disability Extension, visit http://goo.gl/NXnWM.