Return to Home Page
Skip navigation links
Boards
Career Info
Officer
Enlisted
Support & Services
Organization
Reference Library
Story 14

How to Set Up International Direct Deposits

Courtesy DFAS

International Direct Deposit (IDD) is available to U.S. military retirees living in eligible locations overseas. IDD electronically deposits funds on the first business day of the month.

To enroll in IDD, complete the form for International Direct Deposit Enrollment (SF 1199-I) and mail it to:

For Retirees:

Defense Finance and  Accounting Service
U.S. Military Retired Pay
P.O. Box 7130
London, KY 40742-7130
Fax: 800-469-6559

For annuitants, beneficiaries and survivors:

Defense Finance and Accounting Service
U.S. Military Annuitant Pay
P.O. Box 7131
London, KY 40742-7131
Fax: 800-982-8459

Make sure the form is accurately completed and signed. Incorrect or incomplete enrollment forms will be returned unprocessed for correction, delaying your enrollment. Typed forms are preferable.

If you currently have your pay sent via direct deposit to a stateside financial institution, do not close that account until you have verified receipt at your international bank. Otherwise, your pay will be returned to DFAS, causing additional delays.

If your form is processed before the 19th of the month, IDD will begin on the following payday (generally, the first business day of the month). If your form is processed after the 19th, direct deposit will begin in two months. Your payment will be converted from U.S. dollars to local currency two business days prior to the U.S. payment date, using a wholesale exchange rate.

Nations chosen for IDD have met the requirements of the Federal Reserve Bank. In many ways, IDD is more secure than receiving your pay by paper check. Mailed checks can be lost, misrouted or stolen. Funds transferred through IDD are sent encrypted and arrive safely at your bank.