ADMINISTRATIVE MESSAGE ROUTINE R 032000Z OCT 02 ZYB MIN PSN 216574J25 FM CNO WASHINGTON DC//N1// TO NAVADMIN UNCLAS //N06000// NAVADMIN 333/02 MSGID/GENADMIN/N1// SUBJ/FEDERAL LONG TERM CARE INSURANCE PROGRAM// REF/A/DOC/FY-02 NDAA/28DEC2001// REF/B/DOC/P.L. 106-265/19SEP2000// NARR/REF A IS SECTION 701 OF THE NATIONAL DEFENSE AUTHORIZATION ACT FOR FISCAL YEAR 2002 (FY-02 NDAA/PUBLIC LAW 107-107). REF B IS SECTIONS 1001-1003 OF PUBLIC LAW 106-265 WHICH ESTABLISHED SECTIONS 9001-9009 IN UNITED STATES CODE TITLE 5.// RMKS/1. THIS NAVADMIN INTRODUCES A NEW PROGRAM ESTABLISHED BY REFS A AND B THAT EXTENDS LONG TERM CARE INSURANCE COVERAGE TO MEMBERS AND CERTAIN FORMER MEMBERS OF THE UNIFORMED SERVICES AND THEIR QUALIFIED FAMILY MEMBERS (CURRENT SPOUSES OF LIVING EMPLOYEES AND ANNUITANTS, ADULT CHILDREN (18 AND OLDER), PARENTS, PARENTS-IN-LAW, AND STEP PARENTS OF LIVING EMPLOYEES). 2. LONG TERM CARE IS THE TYPE OF CARE NEEDED IF YOU CAN NO LONGER PERFORM NORMAL ACTIVITIES OF DAILY LIVING, LIKE EATING OR DRESSING. LONG TERM CARE IS PROVIDED IN DIFFERENT SETTINGS SUCH AS ASSISTED LIVING FACILITIES AND NURSING HOMES, BUT MOST OFTEN AT HOME. 3. APPROXIMATELY 60 PERCENT OF THOSE WHO REACH THE AGE OF 65 WILL NEED LONG TERM CARE AT SOME POINT IN THEIR LIVES. 40 PERCENT OF THOSE RECEIVING LONG TERM CARE ARE BETWEEN AGES 18 AND 64 AND IT IS DUE TO SOME TYPE OF MEDICAL CONDITION SUCH AS A STROKE, MULTIPLE SCLEROSIS, OR AN ACCIDENT. 4. THE OFFICE OF PERSONNEL MANAGEMENT (OPM) IS THE SPONSOR OF THIS NEW PROGRAM, WHICH IS LIKELY TO BE THE LARGEST EMPLOYER-SPONSORED LONG TERM CARE INSURANCE PROGRAM IN THE NATION. THE FEDERAL LONG TERM CARE INSURANCE PROGRAM APPLIES TO OVER 20 MILLION MEMBERS OF THE FEDERAL FAMILY, INCLUDING FEDERAL AND POSTAL EMPLOYEES AND ANNUITANTS, MEMBERS AND RETIRED MEMBERS OF THE UNIFORMED SERVICES AND QUALIFIED RELATIVES. OPM HAS CONTRACTED WITH JOHN HANCOCK AND METLIFE, WHICH FORMED A JOINT VENTURE CALLED LONG TERM CARE PARTNERS, TO PROVIDE THIS INSURANCE. PREMIUMS AND FREQUENTLY ASKED QUESTIONS ARE AVAILABLE ON THE OPM WEB SITE AT HTTP:/WWW.OPM.GOV/INSURE/LTC/ INDEX.HTM. THE LONG TERM CARE PARTNERS WEB SITE CONTAINS AN OVERVIEW OF BENEFITS AVAILABLE, AN OUTLINE OF COVERAGE, AND OTHER INFORMATION. 5. THE OPEN ENROLLMENT PERIOD COMMENCED ON 1 JUL AND LASTS THROUGH 31 DEC 02. OPEN ENROLLMENT PERIODS AFTER DEC 02 WILL BE DETERMINED AT A LATER DATE. IN ADDITION, THE LONG TERM CARE INSURANCE CARRIERS WILL BE SCHEDULING BRIEFS AT MAJOR MILITARY INSTALLATIONS THROUGHOUT THE CONTINENTAL UNITED STATES DURING THE MONTHS OF SEP, OCT, AND NOV 02. AGENCY CITY STATE SITE VISIT MILITARY SAN DIEGO CA OCT 16, 17 OCT 18, 21 OCT 22, 23 MILITARY GROTON CT OCT 3, 4 MILITARY PENSACOLA FL OCT 29 MILITARY JACKSONVILLE FL OCT 17 OCT 21, 22 MILITARY KINGS BAY GA OCT 3 MILITARY MARIETTA GA OCT 22 MILITARY GREAT LAKES IL OCT 7, 8 MILITARY ANNAPOLIS MD OCT 1 MILITARY GULFPORT MS OCT 1 MILITARY NEWPORT NEWS VA OCT 1 MILITARY VIRGINA BEACH VA OCT 10, 11 OCT 15, 16 OCT 17 MILITARY PORTSMOUTH VA OCT 21 MILITARY CHESAPEAKE VA OCT 31 NOV 1 MILITARY EVERETT WA OCT 29 MILITARY BREMERTON WA OCT 28 MILITARY BANGOR WA OCT 28 MILITARY WHIDBEY ISLAND WA OCT 29 MILITARY WASHINGTON DC WA-DC OCT 15 INFORMATION WILL BE PROMULGATED BY MAILINGS AND BASE NEWSPAPERS REGARDING THE TIME AND LOCATION OF EDUCATIONAL BRIEFS. COMMANDS OR ACTIVITIES INTERESTED IN SCHEDULING AN EDUCATIONAL BRIEF MAY CONTACT MR. KEITH ROHNERT AT KROHNERT@LTCPARTNERS.COM OR (603) 433-4575. 6. PREMIUMS ARE BASED UPON AGE, AMOUNT OF COVERAGE, AND THE METHOD OF INFLATION PROTECTION CHOSEN. FUTURE PURCHASE OPTION ALLOW ADDITIONAL COVERAGE TO BE PURCHASED EVERY TWO YEARS AT AN ADDITIONAL COST. 7. REQUEST CO'S, OIC'S, AND CMC'S PROMULGATE THE INFORMATION IN THIS NAVADMIN TO ALL HANDS. 8. ADDITIONAL INFORMATION AND DETAILS REGARDING LONG TERM CARE MAY BE OBTAINED AT WWW.LTCFEDS.COM OR BY CONTACTING 1-800-LTCFEDS. 9. RELEASED BY MATTHEW G. HENRY, N1 ACTING.// BT