Roth TSP is not a Roth IRA. Any participant who is eligible to contribute to the TSP can make Roth contributions subject to IRS deferral limits. If you are eligible to contribute to a Roth IRA, making Roth contributions to your TSP account will not affect your Roth IRA contribution limits. The table below compares Roth IRA and Roth TSP.
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Income limits
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Not available to taxpayers with income above certain limits
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Available to all participants regardless of income
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Contribution limits
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$5,500
($6,500 if at least 50 years of age)*
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$17,500
(plus an additional $5,500 if at least 50 years of age)*
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Required Minimum Distribution (RMD)
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Not subject to RMD until the IRA owner dies
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RMD apply to both Roth and traditional balances
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Rollover rules
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May not be rolled into a Roth 401(k); a Roth IRA can only be rolled into another Roth IRA
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Can be rolled into another Roth 401(k) or a Roth IRA
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*2013 limit